What does “Application wasn’t approved” mean?

  • Updated

You applied for Pay over time on Melio and received a notice “Application wasn’t approved”. 



Why wasn’t my request approved?

Credit Key found that the business didn’t meet their criteria for paying in installments.

Credit Key will email you with more details.


Is the decision final?

The decision is valid for the next 6 months. After that time, you can reapply for Pay over time.


Will this affect my credit score?

No, the application process includes a soft credit pull that has no effect on your credit score.


Can I continue making payments with Melio?


You can continue making payments with Melio like you always do. If the bill amount is too high, try making a partial payment or use your credit card to defer the payment to the next billing cycle.


Was this article helpful?

0 out of 0 found this helpful

Have more questions? Submit a request