Expedite your payment with the fast check option

  • Updated

Pay your vendors faster with the fast check option. Fast checks are sent in 3 days via FedEx, instead of USPS’s regular delivery time of 5-7 days.


How can I make a fast check payment?

You can make a fast check payment when paying with your bank account (ACH), credit card (at a 2.9% fee), or debit card (at a 2.9% fee).

You’ll have the option to make a fast check delivery when scheduling your payment deduction date.


Here’s how to make a fast check payment:

1. Sign in to your Melio account.

2. Create a bill, pay a saved one, or make a payment without a bill.

3. Choose how you wish to pay- via ACH bank transfer, credit card, or debit card.

Select a payment method.png


4. Select Paper check when asked how your vendor would like to receive the payment.



5. Fill in the vendor’s name and mail address. The name will appear on the check. Click Continue.

NOTE: Correct Zip code format

Input a 5-digit, unhyphenated zip code.

enter vendor details.png


6. When selecting a date for your payment to be deducted, make sure to select the fast check option (at a $20 fee).

select the fast option.jpg


7. Leave a memo for your vendor.

NOTE: What to put in the memo?

  • The invoice number is set as the default. You can also add a description of the payment. 
  • What will the vendor see? The memo appears in the email notification your vendor receives as well as printed on the check. When delivered via ACH bank transfer, it appears if your vendor's bank enables memos.



8. Carefully review the details in the Review & confirm page.

9. Click Confirm and schedule payment to complete the process.

review and cofirm- fast delivery.jpg


That’s it! Melio will send you an email with the payment details. You can also notify your vendor that their payment is on the way.

payment scheduled.jpg


How do I track the status of my fast check payment?

In order to track your payment you’ll need FedEx’s tracking number. We will have access to the tracking information the day before the delivery date. 

Contact support via chat the day before the delivery date you requested and we will provide you with FedEx’s tracking number.

NOTE: Support’s response time

Response time may be up to 48 hours as we receive the information from FedEx's system.


Why can’t I see the fast check option?

There can be a number of reasons why the fast check option is not available for your payment:

  • Your legal details are missing.
  • It’s a recurring payment.
  • The check address is a PO Box.

Was this article helpful?

0 out of 1 found this helpful

Have more questions? Submit a request