Melio doesn’t charge you any subscription fees.
Here’s a few important notes to consider when scheduling your payments:
- Standard payments made via ACH bank transfer are free.
- International payments in USD are charged a fixed fee of $20 per transaction.
- Credit card and debit card payments carry a 2.9% processing fee - you’ll get a separate bill for this.
- FAST ACH is not available when paying by credit or debit card.
A breakdown of our fees
| Payment method | Delivery method | Cost |
|---|---|---|
| ACH bank transfer | ACH bank transfer | Free |
| ACH bank transfer | Paper check | $1.50 per check |
| ACH bank transfer | FAST check | $20 fixed fee |
| ACH bank transfer | FAST ACH bank transfer | 1% capped to $30 |
| ACH bank transfer | International payment | $20 fixed fee |
| ACH bank transfer, credit or debit card | Debit card | 1% |
| Credit or debit card | Check/ ACH bank transfer | 2.9% fee (but checks are free) |
| Credit or debit card | FAST check | 2.9% fee + $20 fixed fee |
| Mastercard credit card | International payment | 2.9% fee + $20 fixed fee |