Melio doesn’t charge you any subscription fees.
Here’s a few important notes to consider when scheduling your payments:
- Standard payments made via ACH bank transfer are free.
- International payments in USD are charged a fixed fee of $20 per transaction.
- Credit card and debit card payments carry a 2.9% processing fee - you’ll get a separate bill for this.
- FAST ACH is not available when paying by credit or debit card.
A breakdown of our fees
|Payment method||Delivery method||Cost|
ACH bank transfer
|ACH bank transfer||Free|
|Paper check||$1.50 per check|
|FAST check||$20 fixed fee|
|FAST ACH bank transfer||1% (max $30)|
|Instant payment||1.5% (max $50)|
|International payment||$20 fixed fee|
|ACH bank transfer or card||Debit card||1%|
|Check/ ACH bank transfer||2.9% fee (but checks are free)|
|Instant payment||2.9% fee + 1.5% (max $50)|
|FAST check||2.9% fee + $20 fixed fee|
|Mastercard credit card||International payment||2.9% fee + $20 fixed fee|