Does Melio charge any fees?

  • Updated

Melio doesn’t charge you any subscription fees. 


Here’s a few important notes to consider when scheduling your payments: 

  • Standard payments made via ACH bank transfer are free. 
  • International payments in USD are charged a fixed fee of $20 per transaction. 
  • Credit card and debit card payments carry a 2.9% processing fee - you’ll get a separate bill for this.
  • FAST ACH is not available when paying by credit or debit card.


A breakdown of our fees

Payment method Delivery method Cost
ACH bank transfer ACH bank transfer Free
ACH bank transfer Paper check $1.50 per check
ACH bank transfer FAST check $20 fixed fee
ACH bank transfer FAST ACH bank transfer 1% capped to $30 
ACH bank transfer International payment $20 fixed fee
ACH bank transfer, credit or debit card Debit card 1%
Credit or debit card  Check/ ACH bank transfer  2.9% fee (but checks are free)
Credit or debit card  FAST check  2.9% fee + $20 fixed fee
Mastercard credit card International payment 2.9% fee + $20 fixed fee


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