Melio doesn’t charge you any subscription fees.
Here are a few important notes to consider when scheduling your payments:
- Standard payments made via ACH bank transfer are free.
- International payments in USD are charged a fixed fee of $20 per transaction.
- Credit card and debit card payments carry a 2.9% processing fee - you’ll get a separate bill for this.
- FAST ACH is not available when paying by credit or debit card.
A breakdown of our fees
| Payment method | Delivery method | Cost |
|---|---|---|
|
ACH bank transfer
|
ACH bank transfer | Free |
| Paper check | $1.50 per check | |
| FAST check | $20 fixed fee | |
| FAST ACH bank transfer | 1% (max $30) | |
| Instant payment | 1% (max $50) | |
| International payment | $20 fixed fee | |
| ACH bank transfer or card | Debit card | 1% |
|
Card
|
Check/ ACH bank transfer | 2.9% fee (but checks are free) |
| Instant payment | 2.9% fee + 1% (max $50) | |
| FAST check | 2.9% fee + $20 fixed fee | |
|
Mastercard or Visa credit card |
International payment |
2.9% fee + $20 fixed fee |
Where to find the fees for the payments?
You can see the fees for your scheduled payments in the payment details.
1. Go to the Payments tab.
2. Click View payment next to any payment, regardless of the sub-tab you’re at.
3. In the payment details page, scroll down to the Transaction fees section. Here you can a breakdown of all your fees for this payment.