Does Melio charge any fees?

Melio doesn’t charge you any subscription fees. 

Here’s a few important notes to consider when scheduling your payments: 

• Standard payments made via ACH bank transfer are free. 
• International payments in USD are charged a fixed fee of $20 per transaction. 
• Credit card and debit card payments carry a 2.9% processing fee - you’ll get a separate bill for this.
• FAST ACH is not available when paying by credit or debit card.

A breakdown of our fees

Payment method	Delivery method	Cost
ACH bank transfer	ACH bank transfer	Free
	Paper check	$1.50 per check
	FAST check	$20 fixed fee
	FAST ACH bank transfer	1% (max $30)
	Instant payment	1.5% (max $50)
	International payment	$20 fixed fee
ACH bank transfer or card	Debit card	1%
Card	Check/ ACH bank transfer	2.9% fee (but checks are free)
	Instant payment	2.9% fee + 1.5% (max $50)
	FAST check	2.9% fee + $20 fixed fee
Mastercard credit card	International payment	2.9% fee + $20 fixed fee