Welcome to Melio

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What is Melio?

Melio is a free, simple and secure digital accounts payable & receivable solution for small businesses in the US. Melio helps small businesses get more control over their finances and improve cash flow month after month.

With one simple-to-use online dashboard that takes just minutes to set up, Melio allows small businesses to transfer and receive payments in a faster, easier, and more cash flow savvy way.


Pay bills and get paid - all in one place

Paying your business bills just got easier than ever

With Melio you can pay most of your company’s bills for free using bank transfers (ACH), or credit card* for a minimal 2.9% fee.


Melio processes your payments and delivers them to your vendors, suppliers and more on your behalf by paper check or bank deposit.


Get paid faster and more securely

Melio lets you create a customized payment link or trackable payment request to share with your customers. Receiving payment is completely free for you and the money transfer is secure.


Your customers can easily respond to payment requests and transfer funds using credit credits or bank transfers. They don’t need to sign up to Melio and you get payments directly to your bank account.


You can create and send trackable payment requests relating to specific invoices and monitor if they have been opened, scheduled, or paid.


Signing up for Melio is free and only takes a few minutes. Get started today.


*Subject to card network limitations



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